Transform Business Banking with actionable SME liquidity insights
Better understand business needs to provide timely guidance, advisory, and tailored offers at scale
Transform Financial Complexity into Business Growth
SMEs need more than access to banking services. They need visibility, control, and confidence to manage liquidity in an increasingly complex environment. When cash flow, invoicing, and banking data remain fragmented, businesses struggle to anticipate financial pressure, seize growth opportunities, and make informed decisions.
By turning financial data into actionable insights, banks can help SMEs strengthen resilience, improve financial wellness, and build deeper banking relationships.
- Improve Liquidity Visibility
- Increase SME Engagement
- Enable Contextual Financing
- Strengthen Customer Retention
The Strands Approach
Strands helps banks move beyond traditional business banking by transforming transactional and invoicing data into actionable financial intelligence.
Through a unified view of cash flow, liquidity, receivables, and payables, banks can help SMEs anticipate financial challenges, improve working capital management, and make more informed decisions.
By turning behavioral and operational data into proactive insights, Strands enables more relevant advisory services, deeper digital engagement, and stronger long-term relationships with SME customers.
Platform Differentiators
From Financial Data to Business Intelligence
See us in action
Solving SME Banking Challenges with Financial Intelligence
SMEs often manage accounts across multiple institutions, making it difficult to understand their true financial position. Strands consolidates banking and transaction data into a single view, improving visibility and decision-making.
Tracking receivables, payables, and invoice payments manually consumes valuable time and resources. By connecting invoicing and banking data, Strands automates reconciliation and improves working capital awareness.
Cash-flow challenges are often identified too late, limiting a business’s ability to react. Strands combines transactional and invoicing data to forecast liquidity and help SMEs plan with confidence.
Growth opportunities and liquidity risks often remain hidden in business data. Strands enables banks to identify meaningful signals and deliver timely, relevant guidance when it matters most.
Business Impact
Transforming SME Financial Intelligence into Measurable Business Outcomes
Success Stories
Proven Impact on SME Engagement, Cross-Selling, and Commercial Growth
Leading business banks adopted Strands solution tailored to their SMEs clients 'needs, helping them gain a complete view of their finances through account aggregation, transaction categorization, invoicing, and real-time financial insights
-
25K
Active Customers in 2 years
Winner
Best Small Business Banking App
Bronze
EFMA SME Banking Awards
-
78%
Penetration among SME’s customers
+4.5pp
Net Promoter Score increase
89.9%
Highly satisfied customers
-
+97%
of customers with accounts aggregated
+39%
cross-selling ratio
+140M€
lending pipeline
