Innovate Retail Banking approach
Leverage on data enrichment to get clear insights to provide guidance and personalized offering.
Turn Everyday Banking Data into Measurable Growth
Moving beyond basic transactions means addressing real customer problems. By transforming everyday data into proactive guidance, you encourage your customers with smarter decisions and build long‑term value relationships.
- Improve data clarity
- Boost engagement
- Increase cross-selling
- Hyper-targeted offers
The Strands approach
Strands helps retail banks move beyond transaction banking to understanding financial behavior and anticipate financial needs, guide better decisions, and build trust through meaningful digital engagement. By interpreting spending patterns, cash‑flow dynamics, and behavioral signals, banks can deliver insights that are timely, relevant, and actionable.
Platform Differentiators
From Transactional Records to Financial understanding
Usecases
Solving Retail Banking challenges with contextual Intelligence
Want to solve the "Available Balance" trust gap? Show users exactly how many days their funds will last based on predicted income and expenses. This reduces friction, increases trust in digital channels, and limits negative service interactions.
Struggling to convert saving intention into consistent customer action, resulting in missed retention and balance growth opportunities? By identifying safe‑to‑save moments and enabling automated saving mechanisms, your bank can promote healthier saving behaviors while retaining deposits within its ecosystem.
Early signs of financial stress remain invisible, and often go unnoticed until problems materialize as churn, defaults, or support costs. Strands allows your bank to monitor financial health over time, detect early deterioration signals, and activate preventive guidance or interventions before issues escalate.
Still running generic messages and static journeys and see no results in engagement and product adoption? With event‑driven insights, your bank can deliver contextual, timely interactions aligned with real financial moments, exactly when it matters, increasing interaction, digital engagement, product usage, and perceived value.
Business Impact
Turning Behavioral Insights into Measurable Retail Banking Performance
Success Stories
Proven Impact on Engagement, ROI, and Loyalty
Leading retail banks already leverage Strands to turn financial data into measurable business outcomes. By activating insight‑driven use cases, they increase digital engagement, improve customer loyalty, and drive sustainable revenue growth.
-
+2M
Monthly interactions
+13M
Categorized Transactions Every Month
6,9
Net Promoter Score (NPS)
-
+32%
Year-on-Year User Growth
+47%
Year-on-Year Logins
96%
Categorization accuracy
